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Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Spencer

^ Based on overall ID data, the credit card delinquency rate in Spencer is approximately 0.48%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Spencer, ID Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


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Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Spencer, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Spencer

Spencer is a city located in Clark County in the state of Idaho, and has a population of approximately 37. [6]

ID Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in ID

ZIP Codes in Idaho


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau