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Comprehensive Local Credit Card Guide

Ponderay Credit Cards

Credit Card Debt in Ponderay

^ Average credit card debt in Ponderay is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Ponderay

^ Based on overall ID data, the credit card delinquency rate in Ponderay is approximately 0.48%. [2]

Credit Scores in Ponderay

^ The average credit score in Ponderay is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Ponderay, ID Credit Card & Personal Finance Statistics

Ponderay Credit Card Debt


  • Credit Card Debt in Ponderay
    • The estimated average credit card debt for Ponderay residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Ponderay Credit Card Calculator


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Ponderay Credit Scores


  • Credit Scores in Ponderay
    • Residents of Ponderay, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Ponderay, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Ponderay cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ponderay [4]
    • Ponderay (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Ponderay

Ponderay is a city located in Bonner County in the state of Idaho, and has a population of approximately 1,137. [6]

ID Credit Cards

Ponderay Credit Cards

For more information about Ponderay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in ID

ZIP Codes in Idaho


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau