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Ponderay Credit Cards

Credit Card Debt in Ponderay

^ Average credit card debt in Ponderay is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Ponderay

^ Based on overall ID data, the credit card delinquency rate in Ponderay is approximately 0.48%. [2]

Credit Scores in Ponderay

^ The average credit score in Ponderay is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Ponderay, ID Credit Card & Personal Finance Statistics

Ponderay Credit Card Debt


  • Credit Card Debt in Ponderay
    • The estimated average credit card debt for Ponderay residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Ponderay Credit Card Calculator


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Ponderay Credit Scores


  • Credit Scores in Ponderay
    • Residents of Ponderay, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Ponderay, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Ponderay cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ponderay [4]
    • Ponderay (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Ponderay

Ponderay is a city located in Bonner County in the state of Idaho, and has a population of approximately 1,137. [6]

ID Credit Cards

Ponderay Credit Cards

For more information about Ponderay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in ID

ZIP Codes in Idaho


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau