Comprehensive Local Credit Card Guide

Credit Cards in 83501 (Lewiston, ID)

Credit Card Debt in 83501

^ Average credit card debt in 83501 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83501

^ Based on overall Idaho data, the credit card delinquency rate in Lewiston is approximately 0.48%. ^[2]

Credit Scores in 83501

^ The average credit score in Lewiston is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83501

Credit Card Debt in 83501

83501 Credit Card Debt
- The estimated average credit card debt for 83501 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83501

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83501 Credit Scores

Credit Scores in 83501
- Residents of 83501 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83501 (Lewiston, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83501 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83501 ^[4]
- 83501 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83501 (Lewiston, ID)

Recent credit card complaints originating from consumers in 83501, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83501

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	6
Incorrect information on your report	6
Threatened to contact someone or share information improperly	4
Communication tactics	3
Improper use of your report	3
Other	23

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83501

83501 is associated with the city of Lewiston, which is located in Nez Perce County in the state of Idaho. ^[6]

83501 Credit Cards

For more information about 83501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83501

6. ^ United States Census Bureau