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Comprehensive Local Credit Card Guide

Credit Cards in 95135 (San Jose, CA)

Credit Card Debt in 95135

^ Average credit card debt in 95135 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95135

^ Based on overall California data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in 95135

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95135

Credit Card Debt in 95135


  • 95135 Credit Card Debt
    • The estimated average credit card debt for 95135 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95135


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95135 Credit Scores


  • Credit Scores in 95135
    • Residents of 95135 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95135 (San Jose, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95135 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95135 [4]
    • 95135 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 95135

95135 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]

CA Credit Cards

95135 Credit Cards

For more information about 95135 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau