California Credit Card & Personal Finance Statistics
California Credit Card Debt
- Credit Card Debt: CA vs. U.S.
- California residents have average credit card debt of $4,937. 
- The average credit card debt amount in California is
1% less than the national average of $4,965.
- CA ranks 21st in the nation in average credit card debt. 
Credit Card Delinquency in CA
- Cardholders that are more than 90 days late on credit card payments in California 
- California ranks 34th in the nation with a credit card delinquency rate that
is 12% less than the national average of 0.57%.
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in California 
- California: 4 years
- U.S. Average: 5.4 years
California Credit Scores
- Credit Scores: CA vs. U.S.
- California residents have an average credit score of 701. 
- The average credit score for California residents is
1% greater than the national average score of 696.
- CA ranks 27th in the nation in average credit score. 
Income Breakdown in California
The state of California has a median household income is $69,145. Approximately 16 percent of households in CA have incomes below the poverty level. 
Household Income: California vs. U.S.
The median household income in the state of California is approximately 19 percent more than the median income for the United States in its entirety.
For the nation as a whole, the median household income is $58,283, versus the California median household income of $69,145. 
Age Breakdown in California
In California, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer.  
Additional information about California
The state of California has a population of approximately 37,253,956, ranking 1st in the nation. 
More about California Credit Cards
For more information about California credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ California State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve