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Comprehensive Local Credit Card Guide

California Credit Cards

Credit Card Debt in CA

^ California residents have average credit card debt of $4,937, which ranks 21st in the nation. [1]

Credit Card Info in CA by City

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Credit Card Delinquency in CA

^ The credit card delinquency rate for California residents is 0.5%, which ranks 34th in the U.S. [2]

CA Credit Cards

California Credit Card & Personal Finance Statistics

California Credit Card Debt


  • Credit Card Debt: CA vs. U.S.
    • California residents have average credit card debt of $4,937. [1]
    • The average credit card debt amount in California is 1% less than the national average of $4,965.
    • CA ranks 21st in the nation in average credit card debt. [1]

Credit Card Delinquency in CA


  • Cardholders that are more than 90 days late on credit card payments in California [2]
    • California ranks 34th in the nation with a credit card delinquency rate that is 12% less than the national average of 0.57%.
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in California [4]
    • California: 4 years
    • U.S. Average: 5.4 years

California Credit Scores


  • Credit Scores: CA vs. U.S.
    • California residents have an average credit score of 701. [3]
    • The average credit score for California residents is 1% greater than the national average score of 696.
    • CA ranks 27th in the nation in average credit score. [3]

California Demographics

Income Breakdown in California

The state of California has a median household income is $69,145. Approximately 16 percent of households in CA have incomes below the poverty level. [5]



Household Income: California vs. U.S.

The median household income in the state of California is approximately 19 percent more than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the California median household income of $69,145. [5]


Age Breakdown in California

In California, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about California

About California

The state of California has a population of approximately 37,253,956, ranking 1st in the nation. [5]

CA Credit Cards

More about California Credit Cards

For more information about California credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

California Cities

California ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve