Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 95134 (San Jose, CA)

Credit Card Debt in 95134

^ Average credit card debt in 95134 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95134

^ Based on overall California data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in 95134

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95134

Credit Card Debt in 95134


  • 95134 Credit Card Debt
    • The estimated average credit card debt for 95134 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95134


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


95134 Credit Scores


  • Credit Scores in 95134
    • Residents of 95134 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95134 (San Jose, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95134 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95134 [4]
    • 95134 (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About 95134

95134 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]

CA Credit Cards

95134 Credit Cards

For more information about 95134 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


Go

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau