Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Heber Springs Credit Cards

Credit Card Debt in Heber Springs

^ Average credit card debt in Heber Springs is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in Heber Springs

^ Based on overall AR data, the credit card delinquency rate in Heber Springs is approximately 0.76%. [2]

Credit Scores in Heber Springs

^ The average credit score in Heber Springs is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Heber Springs, AR Credit Card & Personal Finance Statistics

Heber Springs Credit Card Debt


  • Credit Card Debt in Heber Springs
    • The estimated average credit card debt for Heber Springs residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Heber Springs Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Heber Springs Credit Scores


  • Credit Scores in Heber Springs
    • Residents of Heber Springs, AR have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More Heber Springs, AR Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Heber Springs cardholders that are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Heber Springs [4]
    • Heber Springs (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Arkansas

About Heber Springs

Heber Springs is a city located in Cleburne County in the state of Arkansas, and has a population of approximately 7,165. [6]

AR Credit Cards

Heber Springs Credit Cards

For more information about Heber Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in AR

ZIP Codes in Arkansas


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau