Comprehensive Local Credit Card Guide

Credit Cards in 72120 (Sherwood, AR)

Credit Card Debt in 72120

^ Average credit card debt in 72120 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72120

^ Based on overall Arkansas data, the credit card delinquency rate in Sherwood is approximately 0.76%. ^[2]

Credit Scores in 72120

^ The average credit score in Sherwood is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72120

Credit Card Debt in 72120

72120 Credit Card Debt
- The estimated average credit card debt for 72120 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72120

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72120 Credit Scores

Credit Scores in 72120
- Residents of 72120 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72120 (Sherwood, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72120 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72120 ^[4]
- 72120 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72120 (Sherwood, AR)

Recent credit card complaints originating from consumers in 72120, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72120

Complaint Issue	Number of Complaints*
Incorrect information on your report	230
Improper use of your report	112
Problem with a credit reporting company's investigation	55
Problem with a company's investigation into an existing problem	44
Took or threatened to take negative or legal action	16
Other	67

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72120

72120 is associated with the city of Sherwood, which is located in Pulaski County in the state of Arkansas. ^[6]

72120 Credit Cards

For more information about 72120 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72120

6. ^ United States Census Bureau