Comprehensive Local Credit Card Guide

Credit Cards in 71965 (Pencil Bluff, AR)

Credit Card Debt in 71965

^ Average credit card debt in 71965 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 71965

^ Based on overall Arkansas data, the credit card delinquency rate in Pencil Bluff is approximately 0.76%. ^[2]

Credit Scores in 71965

^ The average credit score in Pencil Bluff is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 71965

Credit Card Debt in 71965

71965 Credit Card Debt
- The estimated average credit card debt for 71965 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71965

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71965 Credit Scores

Credit Scores in 71965
- Residents of 71965 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 71965 (Pencil Bluff, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71965 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71965 ^[4]
- 71965 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71965 (Pencil Bluff, AR)

Recent credit card complaints originating from consumers in 71965, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71965

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 71965

71965 is associated with the city of Pencil Bluff, which is located in Montgomery County in the state of Arkansas. ^[6]

71965 Credit Cards

For more information about 71965 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau