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Comprehensive Local Credit Card Guide

Flagstaff Credit Cards

Credit Card Debt in Flagstaff

^ Average credit card debt in Flagstaff is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in Flagstaff

^ Based on overall AZ data, the credit card delinquency rate in Flagstaff is approximately 0.56%. [2]

Credit Scores in Flagstaff

^ The average credit score in Flagstaff is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Flagstaff, AZ Credit Card & Personal Finance Statistics

Flagstaff Credit Card Debt


  • Credit Card Debt in Flagstaff
    • The estimated average credit card debt for Flagstaff residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Flagstaff Credit Card Calculator


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Flagstaff Credit Scores


  • Credit Scores in Flagstaff
    • Residents of Flagstaff, AZ have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More Flagstaff, AZ Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Flagstaff cardholders that are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Flagstaff [4]
    • Flagstaff (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Flagstaff, AZ

Recent credit card complaints originating from consumers in 86001, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 13, 2015
86001
Advertising and marketing
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Dec 30, 2014
86001
Transaction issue
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Apr 24, 2016
86001
Arbitration
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 11, 2013
86001
Collection debt dispute
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Mar 5, 2013
86001
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
No

Local Financial Institutions in Flagstaff

Banks in or near Flagstaff, AZ

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Flagstaff produced no matches.

ATMs in or near Flagstaff, AZ

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Flagstaff produced no matches.

Credit Unions in or near Flagstaff, AZ

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Flagstaff produced no matches.

Flagstaff, AZ Household Income Statistics

Income: Flagstaff vs. Arizona

Median household income in Flagstaff ($50,135) is approximately 11 percent less than the median income for the state as a whole ($56,532). [5]


Flagstaff, AZ Income Breakdown

The city of Flagstaff has a median household income of $50,135, versus $56,532 for Arizona and $58,283 for the U.S. Approximately 24 percent of Flagstaff households have incomes below poverty level. [5]



Income: Flagstaff vs. Nation

Median household income in Flagstaff ($50,135) is approximately 14 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Arizona

About Flagstaff

Flagstaff is a city located in Coconino County in the state of Arizona, and has a population of approximately 65,870. [6]

AZ Credit Cards

Flagstaff Credit Cards

For more information about Flagstaff credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AZ

ZIP Codes in Arizona


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau