Credit Card & Personal Finance Statistics in 86305
Credit Card Debt in 86305
- 86305 Credit Card Debt
-
- The estimated average credit card debt for 86305 residents is $5,011. [1]
- Average credit card debt amount in Arizona (all cities) is
1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 86305
86305 Credit Scores
- Credit Scores in 86305
-
- Residents of 86305 (AZ) have an estimated average credit score of 691. [3]
- The average credit score in Arizona (all cities) is
0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]
More 86305 (Prescott, AZ) Credit Stats
- Credit card delinquency rates in Arizona [2]
-
- Arizona residents (all cities) rank 24th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 86305 who are more than 90 days late on payments
-
- Arizona Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 86305 [4]
-
- 86305 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 86305 (Prescott, AZ)
Recent credit card complaints originating from consumers in 86305, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 86305
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
12 |
| Managing an account |
5 |
| Improper use of your report |
3 |
| Fraud or scam |
2 |
| Problem with a credit reporting company's investigation |
2 |
| Other |
11 |
* Total 2021 - 2024 (current)
Additional information about Arizona
About 86305
86305 is associated with the city of Prescott, which is located in Yavapai County in the state of Arizona. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Arizona
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
