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Comprehensive Local Credit Card Guide

Credit Cards in 86042 (Polacca, AZ)

Credit Card Debt in 86042

^ Average credit card debt in 86042 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 86042

^ Based on overall Arizona data, the credit card delinquency rate in Polacca is approximately 0.56%. [2]

Credit Scores in 86042

^ The average credit score in Polacca is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 86042

Credit Card Debt in 86042


  • 86042 Credit Card Debt
    • The estimated average credit card debt for 86042 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 86042


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86042 Credit Scores


  • Credit Scores in 86042
    • Residents of 86042 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 86042 (Polacca, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 86042 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 86042 [4]
    • 86042 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 86042 (Polacca, AZ)

Recent credit card complaints originating from consumers in 86042, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 86042

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 86042

86042 is associated with the city of Polacca, which is located in Navajo County in the state of Arizona. [6]

AZ Credit Cards

86042 Credit Cards

For more information about 86042 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 86042

6. ^ United States Census Bureau