Comprehensive Local Credit Card Guide

Credit Cards in 85251 (Scottsdale, AZ)

Credit Card Debt in 85251

^ Average credit card debt in 85251 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85251

^ Based on overall Arizona data, the credit card delinquency rate in Scottsdale is approximately 0.56%. ^[2]

Credit Scores in 85251

^ The average credit score in Scottsdale is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85251

Credit Card Debt in 85251

85251 Credit Card Debt
- The estimated average credit card debt for 85251 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85251

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85251 Credit Scores

Credit Scores in 85251
- Residents of 85251 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85251 (Scottsdale, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85251 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85251 ^[4]
- 85251 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85251 (Scottsdale, AZ)

Recent credit card complaints originating from consumers in 85251, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85251

Complaint Issue	Number of Complaints*
Incorrect information on your report	295
Improper use of your report	99
Problem with a credit reporting company's investigation	71
Problem with a company's investigation into an existing problem	54
Attempts to collect debt not owed	25
Other	136

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85251

85251 is associated with the city of Scottsdale, which is located in Maricopa County in the state of Arizona. ^[6]

85251 Credit Cards

For more information about 85251 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85251

6. ^ United States Census Bureau