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Comprehensive Local Credit Card Guide

West Point Credit Cards

Credit Card Debt in West Point

^ Average credit card debt in West Point is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in West Point

^ Based on overall AL data, the credit card delinquency rate in West Point is approximately 0.77%. [2]

Credit Scores in West Point

^ The average credit score in West Point is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

West Point, AL Credit Card & Personal Finance Statistics

West Point Credit Card Debt


  • Credit Card Debt in West Point
    • The estimated average credit card debt for West Point residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

West Point Credit Card Calculator


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West Point Credit Scores


  • Credit Scores in West Point
    • Residents of West Point, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More West Point, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • West Point cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in West Point [4]
    • West Point (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About West Point

West Point is a town located in Cullman County in the state of Alabama, and has a population of approximately 586. [6]

AL Credit Cards

West Point Credit Cards

For more information about West Point credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau