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Comprehensive Local Credit Card Guide

Credit Cards in 36564 (Point Clear, AL)

Credit Card Debt in 36564

^ Average credit card debt in 36564 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36564

^ Based on overall Alabama data, the credit card delinquency rate in Point Clear is approximately 0.77%. [2]

Credit Scores in 36564

^ The average credit score in Point Clear is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36564

Credit Card Debt in 36564


  • 36564 Credit Card Debt
    • The estimated average credit card debt for 36564 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36564


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36564 Credit Scores


  • Credit Scores in 36564
    • Residents of 36564 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36564 (Point Clear, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36564 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36564 [4]
    • 36564 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36564 (Point Clear, AL)

Recent credit card complaints originating from consumers in 36564, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36564

Complaint Issue Number of Complaints*
Improper use of your report 3
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36564

36564 is associated with the city of Point Clear, which is located in Baldwin County in the state of Alabama. [6]

AL Credit Cards

36564 Credit Cards

For more information about 36564 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36564

6. ^ United States Census Bureau