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Comprehensive Local Credit Card Guide

Credit Cards in 36461 (Monroeville, AL)

Credit Card Debt in 36461

^ Average credit card debt in 36461 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36461

^ Based on overall Alabama data, the credit card delinquency rate in Monroeville is approximately 0.77%. [2]

Credit Scores in 36461

^ The average credit score in Monroeville is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36461

Credit Card Debt in 36461


  • 36461 Credit Card Debt
    • The estimated average credit card debt for 36461 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36461


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36461 Credit Scores


  • Credit Scores in 36461
    • Residents of 36461 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36461 (Monroeville, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36461 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36461 [4]
    • 36461 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36461 (Monroeville, AL)

Recent credit card complaints originating from consumers in 36461, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36461

Complaint Issue Number of Complaints*
Improper use of your report 4
Trouble using your card 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36461

36461 is associated with the city of Monroeville, which is located in Monroe County in the state of Alabama. [6]

AL Credit Cards

36461 Credit Cards

For more information about 36461 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36461

6. ^ United States Census Bureau