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Comprehensive Local Credit Card Guide

Columbiana Credit Cards

Credit Card Debt in Columbiana

^ Average credit card debt in Columbiana is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Columbiana

^ Based on overall AL data, the credit card delinquency rate in Columbiana is approximately 0.77%. [2]

Credit Scores in Columbiana

^ The average credit score in Columbiana is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Columbiana, AL Credit Card & Personal Finance Statistics

Columbiana Credit Card Debt


  • Credit Card Debt in Columbiana
    • The estimated average credit card debt for Columbiana residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Columbiana Credit Card Calculator


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Columbiana Credit Scores


  • Credit Scores in Columbiana
    • Residents of Columbiana, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Columbiana, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Columbiana cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Columbiana [4]
    • Columbiana (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Columbiana

Columbiana is a city located in Shelby County in the state of Alabama, and has a population of approximately 4,197. [6]

AL Credit Cards

Columbiana Credit Cards

For more information about Columbiana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau