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Comprehensive Local Credit Card Guide

Valley Credit Cards

Credit Card Debt in Valley

^ Average credit card debt in Valley is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Valley

^ Based on overall AL data, the credit card delinquency rate in Valley is approximately 0.77%. [2]

Credit Scores in Valley

^ The average credit score in Valley is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Valley, AL Credit Card & Personal Finance Statistics

Valley Credit Card Debt


  • Credit Card Debt in Valley
    • The estimated average credit card debt for Valley residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Valley Credit Card Calculator


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Valley Credit Scores


  • Credit Scores in Valley
    • Residents of Valley, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Valley, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Valley cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Valley [4]
    • Valley (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Valley

Valley is a city located in Chambers County in the state of Alabama, and has a population of approximately 9,524. [6]

AL Credit Cards

Valley Credit Cards

For more information about Valley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau