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Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,327, based on overall Wisconsin data. [1]

Credit Card Delinquency in Spencer

^ Based on overall WI data, the credit card delinquency rate in Spencer is approximately 0.44%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 720, based on collective Wisconsin data. [3]

WI Credit Cards

Spencer, WI Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,327. [1]
    • Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
    • Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


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Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, WI have an estimated average credit score of 720. [3]
    • The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
    • Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. [3]

More Spencer, WI Credit Stats

  • Credit card delinquency rates in Wisconsin [2]
    • Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Wisconsin Rate: 0.44%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Wisconsin) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Wisconsin

About Spencer

Spencer is a village located in Marathon County in the state of Wisconsin, and has a population of approximately 1,925. [6]

WI Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in WI

ZIP Codes in Wisconsin


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau