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Comprehensive Local Credit Card Guide

Madison Credit Cards

Credit Card Debt in Madison

^ Average credit card debt in Madison is approximately $4,327, based on overall Wisconsin data. [1]

Credit Card Delinquency in Madison

^ Based on overall WI data, the credit card delinquency rate in Madison is approximately 0.44%. [2]

Credit Scores in Madison

^ The average credit score in Madison is approximately 720, based on collective Wisconsin data. [3]

WI Credit Cards

Madison, WI Credit Card & Personal Finance Statistics

Madison Credit Card Debt


  • Credit Card Debt in Madison
    • The estimated average credit card debt for Madison residents is $4,327. [1]
    • Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
    • Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. [1]

Madison Credit Card Calculator


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Madison Credit Scores


  • Credit Scores in Madison
    • Residents of Madison, WI have an estimated average credit score of 720. [3]
    • The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
    • Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. [3]

More Madison, WI Credit Stats

  • Credit card delinquency rates in Wisconsin [2]
    • Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.
  • Madison cardholders that are more than 90 days late on payments
    • Wisconsin Rate: 0.44%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Madison [4]
    • Madison (Wisconsin) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Wisconsin

About Madison

Madison is a city located in Dane County in the state of Wisconsin, and has a population of approximately 233,209. [6]

WI Credit Cards

Madison Credit Cards

For more information about Madison credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in WI

ZIP Codes in Wisconsin


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau