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Comprehensive Local Credit Card Guide

Charleston Credit Cards

Credit Card Debt in Charleston

^ Average credit card debt in Charleston is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in Charleston

^ Based on overall WV data, the credit card delinquency rate in Charleston is approximately 0.76%. [2]

Credit Scores in Charleston

^ The average credit score in Charleston is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Charleston, WV Credit Card & Personal Finance Statistics

Charleston Credit Card Debt


  • Credit Card Debt in Charleston
    • The estimated average credit card debt for Charleston residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Charleston Credit Card Calculator


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Charleston Credit Scores


  • Credit Scores in Charleston
    • Residents of Charleston, WV have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More Charleston, WV Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Charleston cardholders that are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charleston [4]
    • Charleston (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about West Virginia

About Charleston

Charleston is a city located in Kanawha County in the state of West Virginia, and has a population of approximately 51,400. [6]

WV Credit Cards

Charleston Credit Cards

For more information about Charleston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in WV

ZIP Codes in West Virginia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau