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Comprehensive Local Credit Card Guide

Charleston Credit Cards

Credit Card Debt in Charleston

^ Average credit card debt in Charleston is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in Charleston

^ Based on overall WV data, the credit card delinquency rate in Charleston is approximately 0.76%. [2]

Credit Scores in Charleston

^ The average credit score in Charleston is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Charleston, WV Credit Card & Personal Finance Statistics

Charleston Credit Card Debt


  • Credit Card Debt in Charleston
    • The estimated average credit card debt for Charleston residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Charleston Credit Card Calculator


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Charleston Credit Scores


  • Credit Scores in Charleston
    • Residents of Charleston, WV have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More Charleston, WV Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Charleston cardholders that are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charleston [4]
    • Charleston (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about West Virginia

About Charleston

Charleston is a city located in Kanawha County in the state of West Virginia, and has a population of approximately 51,400. [6]

WV Credit Cards

Charleston Credit Cards

For more information about Charleston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in WV

ZIP Codes in West Virginia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau