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Comprehensive Local Credit Card Guide

Ferndale Credit Cards

Credit Card Debt in Ferndale

^ Average credit card debt in Ferndale is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in Ferndale

^ Based on overall WA data, the credit card delinquency rate in Ferndale is approximately 0.4%. [2]

Credit Scores in Ferndale

^ The average credit score in Ferndale is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Ferndale, WA Credit Card & Personal Finance Statistics

Ferndale Credit Card Debt


  • Credit Card Debt in Ferndale
    • The estimated average credit card debt for Ferndale residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Ferndale Credit Card Calculator


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Ferndale Credit Scores


  • Credit Scores in Ferndale
    • Residents of Ferndale, WA have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More Ferndale, WA Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Ferndale cardholders that are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ferndale [4]
    • Ferndale (Washington) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Washington

About Ferndale

Ferndale is a city located in Whatcom County in the state of Washington, and has a population of approximately 11,415. [6]

WA Credit Cards

Ferndale Credit Cards

For more information about Ferndale credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in WA

ZIP Codes in Washington


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau