Ephrata, WA Credit Card & Personal Finance Statistics
Ephrata Credit Card Debt
- Credit Card Debt in Ephrata
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- The estimated average credit card debt for Ephrata residents is $5,269. [1]
- Average credit card debt amount in Washington (all cities) is
6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]
Ephrata Credit Card Calculator
Ephrata Credit Scores
- Credit Scores in Ephrata
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- Residents of Ephrata, WA have an estimated average credit score of 713. [3]
- The average credit score in Washington (all cities) is
2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]
More Ephrata, WA Credit Stats
- Credit card delinquency rates in Washington [2]
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- Washington residents (all cities) rank 45th in the U.S. with a rate that
is 30% less than the national average of 0.57%.
- Ephrata cardholders that are more than 90 days late on payments
-
- Washington Rate: 0.4%
- National Average: 0.57%
- Statute of limitations for credit card debt in Ephrata [4]
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- Ephrata (Washington) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Washington
About Ephrata
Ephrata is a city located in Grant County in the state of Washington, and has a population of approximately 7,664. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Washington State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
