Credit Card & Personal Finance Statistics in 99205
Credit Card Debt in 99205
- 99205 Credit Card Debt
-
- The estimated average credit card debt for 99205 residents is $5,269. [1]
- Average credit card debt amount in Washington (all cities) is
6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 99205
99205 Credit Scores
- Credit Scores in 99205
-
- Residents of 99205 (WA) have an estimated average credit score of 713. [3]
- The average credit score in Washington (all cities) is
2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]
More 99205 (Spokane, WA) Credit Stats
- Credit card delinquency rates in Washington [2]
-
- Washington residents (all cities) rank 45th in the U.S. with a rate that
is 30% less than the national average of 0.57%.
- Cardholders in 99205 who are more than 90 days late on payments
-
- Washington Rate: 0.4%
- National Average: 0.57%
- Statute of limitations for credit card debt in 99205 [4]
-
- 99205 (Washington) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 99205 (Spokane, WA)
Recent credit card complaints originating from consumers in 99205, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 99205
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
42 |
| Incorrect information on your report |
15 |
| Problem with a credit reporting company's investigation |
11 |
| Managing an account |
8 |
| Trouble during payment process |
6 |
| Other |
47 |
* Total 2021 - 2024 (current)
Additional information about Washington
About 99205
99205 is associated with the city of Spokane, which is located in Spokane County in the state of Washington. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Washington
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
