Credit Card & Personal Finance Statistics in 99004
Credit Card Debt in 99004
- 99004 Credit Card Debt
-
- The estimated average credit card debt for 99004 residents is $5,269. [1]
- Average credit card debt amount in Washington (all cities) is
6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 99004
99004 Credit Scores
- Credit Scores in 99004
-
- Residents of 99004 (WA) have an estimated average credit score of 713. [3]
- The average credit score in Washington (all cities) is
2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]
More 99004 (Cheney, WA) Credit Stats
- Credit card delinquency rates in Washington [2]
-
- Washington residents (all cities) rank 45th in the U.S. with a rate that
is 30% less than the national average of 0.57%.
- Cardholders in 99004 who are more than 90 days late on payments
-
- Washington Rate: 0.4%
- National Average: 0.57%
- Statute of limitations for credit card debt in 99004 [4]
-
- 99004 (Washington) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 99004 (Cheney, WA)
Recent credit card complaints originating from consumers in 99004, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 99004
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
12 |
| Improper use of your report |
11 |
| False statements or representation |
4 |
| Problem with a company's investigation into an existing problem |
4 |
| Dealing with your lender or servicer |
3 |
| Other |
18 |
* Total 2021 - 2024 (current)
Additional information about Washington
About 99004
99004 is associated with the city of Cheney, which is located in Spokane County in the state of Washington. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Washington
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
