Credit Card & Personal Finance Statistics in 23704
Credit Card Debt in 23704
- 23704 Credit Card Debt
-
- The estimated average credit card debt for 23704 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 23704
23704 Credit Scores
- Credit Scores in 23704
-
- Residents of 23704 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 23704 (Portsmouth, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 23704 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 23704 [4]
-
- 23704 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 23704 (Portsmouth, VA)
Recent credit card complaints originating from consumers in 23704, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 23704
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
113 |
| Incorrect information on your report |
113 |
| Problem with a credit reporting company's investigation |
29 |
| Written notification about debt |
25 |
| Attempts to collect debt not owed |
11 |
| Other |
22 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 23704
23704 is associated with the city of Portsmouth, which is located in Portsmouth (city) County in the state of Virginia. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
