Comprehensive Local Credit Card Guide

Credit Cards in 23185 (Williamsburg, VA)

Credit Card Debt in 23185

^ Average credit card debt in 23185 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23185

^ Based on overall Virginia data, the credit card delinquency rate in Williamsburg is approximately 0.53%. ^[2]

Credit Scores in 23185

^ The average credit score in Williamsburg is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23185

Credit Card Debt in 23185

23185 Credit Card Debt
- The estimated average credit card debt for 23185 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23185

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

23185 Credit Scores

Credit Scores in 23185
- Residents of 23185 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23185 (Williamsburg, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23185 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23185 ^[4]
- 23185 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23185 (Williamsburg, VA)

Recent credit card complaints originating from consumers in 23185, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23185

Complaint Issue	Number of Complaints*
Incorrect information on your report	245
Improper use of your report	180
Problem with a company's investigation into an existing problem	127
Problem with a credit reporting company's investigation	113
Attempts to collect debt not owed	22
Other	112

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23185

23185 is associated with the city of Williamsburg, which is located in James City County in the state of Virginia. ^[6]

23185 Credit Cards

For more information about 23185 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23185

6. ^ United States Census Bureau