Comprehensive Local Credit Card Guide

Credit Cards in 23038 (Columbia, VA)

Credit Card Debt in 23038

^ Average credit card debt in 23038 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23038

^ Based on overall Virginia data, the credit card delinquency rate in Columbia is approximately 0.53%. ^[2]

Credit Scores in 23038

^ The average credit score in Columbia is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23038

Credit Card Debt in 23038

23038 Credit Card Debt
- The estimated average credit card debt for 23038 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23038

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

23038 Credit Scores

Credit Scores in 23038
- Residents of 23038 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23038 (Columbia, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23038 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23038 ^[4]
- 23038 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23038 (Columbia, VA)

Recent credit card complaints originating from consumers in 23038, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23038

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	3
Managing an account	1

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23038

23038 is associated with the city of Columbia, which is located in Goochland County in the state of Virginia. ^[6]

23038 Credit Cards

For more information about 23038 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23038

6. ^ United States Census Bureau