Virginia Credit Cards

Virginia Credit Card Debt

• Credit Card Debt: VA vs. U.S.
• • Virginia residents have average credit card debt of $5,329. ^[1]
  • The average credit card debt amount in Virginia is 7% greater than the national average of $4,965.
  • VA ranks 10th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in VA

• Cardholders that are more than 90 days late on credit card payments in Virginia ^[2]
• • Virginia ranks 32nd in the nation with a credit card delinquency rate that is 7% less than the national average of 0.57%.
  • Virginia Rate: 0.53%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Virginia ^[4]
• • Virginia: 3 years
  • U.S. Average: 5.4 years

Virginia Credit Scores

• Credit Scores: VA vs. U.S.
• • Virginia residents have an average credit score of 701. ^[3]
  • The average credit score for Virginia residents is 1% greater than the national average score of 696.
  • VA ranks 28th in the nation in average credit score. ^[3]

About Virginia

The state of Virginia has a population of approximately 8,001,024, ranking 11th in the nation. ^[5]

More about Virginia Credit Cards

For more information about Virginia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.