Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Chattanooga Credit Cards

Credit Card Debt in Chattanooga

^ Average credit card debt in Chattanooga is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in Chattanooga

^ Based on overall TN data, the credit card delinquency rate in Chattanooga is approximately 0.66%. [2]

Credit Scores in Chattanooga

^ The average credit score in Chattanooga is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Chattanooga, TN Credit Card & Personal Finance Statistics

Chattanooga Credit Card Debt


  • Credit Card Debt in Chattanooga
    • The estimated average credit card debt for Chattanooga residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Chattanooga Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Chattanooga Credit Scores


  • Credit Scores in Chattanooga
    • Residents of Chattanooga, TN have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More Chattanooga, TN Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Chattanooga cardholders that are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chattanooga [4]
    • Chattanooga (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Tennessee

About Chattanooga

Chattanooga is a city located in Hamilton County in the state of Tennessee, and has a population of approximately 167,674. [6]

TN Credit Cards

Chattanooga Credit Cards

For more information about Chattanooga credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in TN

ZIP Codes in Tennessee


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau