Credit Card & Personal Finance Statistics in 38168
Credit Card Debt in 38168
- 38168 Credit Card Debt
-
- The estimated average credit card debt for 38168 residents is $4,669. [1]
- Average credit card debt amount in Tennessee (all cities) is
6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38168
38168 Credit Scores
- Credit Scores in 38168
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- Residents of 38168 (TN) have an estimated average credit score of 682. [3]
- The average credit score in Tennessee (all cities) is
2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]
More 38168 (Memphis, TN) Credit Stats
- Credit card delinquency rates in Tennessee [2]
-
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 38168 who are more than 90 days late on payments
-
- Tennessee Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38168 [4]
-
- 38168 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38168 (Memphis, TN)
Recent credit card complaints originating from consumers in 38168, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38168
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
2 |
| Problem with a credit reporting company's investigation |
2 |
* Total 2021 - 2024 (current)
Additional information about Tennessee
About 38168
38168 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Tennessee
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
