Comprehensive Local Credit Card Guide

Credit Cards in 38133 (Memphis, TN)

Credit Card Debt in 38133

^ Average credit card debt in 38133 is approximately $4,669, based on overall Tennessee data. ^[1]

Credit Card Delinquency in 38133

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. ^[2]

Credit Scores in 38133

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. ^[3]

Credit Card & Personal Finance Statistics in 38133

Credit Card Debt in 38133

38133 Credit Card Debt
- The estimated average credit card debt for 38133 residents is $4,669. ^[1]
- Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38133

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38133 Credit Scores

Credit Scores in 38133
- Residents of 38133 (TN) have an estimated average credit score of 682. ^[3]
- The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. ^[3]

More 38133 (Memphis, TN) Credit Stats

Credit card delinquency rates in Tennessee ^[2]
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 38133 who are more than 90 days late on payments
- Tennessee Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 38133 ^[4]
- 38133 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38133 (Memphis, TN)

Recent credit card complaints originating from consumers in 38133, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38133

Complaint Issue	Number of Complaints*
Incorrect information on your report	166
Improper use of your report	155
Problem with a credit reporting company's investigation	76
Attempts to collect debt not owed	36
Problem with a company's investigation into an existing problem	16
Other	58

* Total 2021 - 2024 (current)

Additional information about Tennessee

About 38133

38133 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. ^[6]

38133 Credit Cards

For more information about 38133 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Tennessee

Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38133

6. ^ United States Census Bureau