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Comprehensive Local Credit Card Guide

Credit Cards in 37331 (Etowah, TN)

Credit Card Debt in 37331

^ Average credit card debt in 37331 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 37331

^ Based on overall Tennessee data, the credit card delinquency rate in Etowah is approximately 0.66%. [2]

Credit Scores in 37331

^ The average credit score in Etowah is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 37331

Credit Card Debt in 37331


  • 37331 Credit Card Debt
    • The estimated average credit card debt for 37331 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 37331


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37331 Credit Scores


  • Credit Scores in 37331
    • Residents of 37331 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 37331 (Etowah, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 37331 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 37331 [4]
    • 37331 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 37331 (Etowah, TN)

Recent credit card complaints originating from consumers in 37331, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 37331

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 4
Improper use of your report 2
Attempts to collect debt not owed 1
Getting a credit card 1
Unexpected or other fees 1
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 37331

37331 is associated with the city of Etowah, which is located in McMinn County in the state of Tennessee. [6]

TN Credit Cards

37331 Credit Cards

For more information about 37331 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 37331

6. ^ United States Census Bureau