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Comprehensive Local Credit Card Guide

Rapid City Credit Cards

Credit Card Debt in Rapid City

^ Average credit card debt in Rapid City is approximately $4,236, based on overall South Dakota data. [1]

Credit Card Delinquency in Rapid City

^ Based on overall SD data, the credit card delinquency rate in Rapid City is approximately 0.37%. [2]

Credit Scores in Rapid City

^ The average credit score in Rapid City is approximately 718, based on collective South Dakota data. [3]

SD Credit Cards

Rapid City, SD Credit Card & Personal Finance Statistics

Rapid City Credit Card Debt


  • Credit Card Debt in Rapid City
    • The estimated average credit card debt for Rapid City residents is $4,236. [1]
    • Average credit card debt amount in South Dakota (all cities) is 15% less than the national average of $4,965.
    • Collectively, South Dakota cities rank 49th in the U.S. in average credit card debt. [1]

Rapid City Credit Card Calculator


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Rapid City Credit Scores


  • Credit Scores in Rapid City
    • Residents of Rapid City, SD have an estimated average credit score of 718. [3]
    • The average credit score in South Dakota (all cities) is 3.16% greater than the national average score of 696.
    • South Dakota collectively ranks 6th in the U.S. in average credit score of residents. [3]

More Rapid City, SD Credit Stats

  • Credit card delinquency rates in South Dakota [2]
    • South Dakota residents (all cities) rank 50th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Rapid City cardholders that are more than 90 days late on payments
    • South Dakota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Rapid City [4]
    • Rapid City (South Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about South Dakota

About Rapid City

Rapid City is a city located in Pennington County in the state of South Dakota, and has a population of approximately 67,956. [6]

SD Credit Cards

Rapid City Credit Cards

For more information about Rapid City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in SD

ZIP Codes in South Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau