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Comprehensive Local Credit Card Guide

Credit Cards in 02909 (Providence, RI)

Credit Card Debt in 02909

^ Average credit card debt in 02909 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02909

^ Based on overall Rhode Island data, the credit card delinquency rate in Providence is approximately 0.57%. [2]

Credit Scores in 02909

^ The average credit score in Providence is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02909

Credit Card Debt in 02909


  • 02909 Credit Card Debt
    • The estimated average credit card debt for 02909 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02909


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02909 Credit Scores


  • Credit Scores in 02909
    • Residents of 02909 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02909 (Providence, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02909 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02909 [4]
    • 02909 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02909 (Providence, RI)

Recent credit card complaints originating from consumers in 02909, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02909

Complaint Issue Number of Complaints*
Incorrect information on your report 309
Improper use of your report 253
Problem with a credit reporting company's investigation 41
Problem with a company's investigation into an existing problem 29
Attempts to collect debt not owed 16
Other 76
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02909

02909 is associated with the city of Providence, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02909 Credit Cards

For more information about 02909 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02909

6. ^ United States Census Bureau