Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 02886 (Warwick, RI)

Credit Card Debt in 02886

^ Average credit card debt in 02886 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02886

^ Based on overall Rhode Island data, the credit card delinquency rate in Warwick is approximately 0.57%. [2]

Credit Scores in 02886

^ The average credit score in Warwick is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02886

Credit Card Debt in 02886


  • 02886 Credit Card Debt
    • The estimated average credit card debt for 02886 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02886


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


02886 Credit Scores


  • Credit Scores in 02886
    • Residents of 02886 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02886 (Warwick, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02886 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02886 [4]
    • 02886 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02886 (Warwick, RI)

Recent credit card complaints originating from consumers in 02886, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02886

Complaint Issue Number of Complaints*
Incorrect information on your report 52
Improper use of your report 26
Problem with a credit reporting company's investigation 17
Managing an account 7
Attempts to collect debt not owed 6
Other 50
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Rhode Island

About 02886

02886 is associated with the city of Warwick, which is located in Kent County in the state of Rhode Island. [6]

RI Credit Cards

02886 Credit Cards

For more information about 02886 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Rhode Island


Go

Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02886

6. ^ United States Census Bureau