Comprehensive Local Credit Card Guide

Waterford Credit Cards

Credit Card Debt in Waterford

^ Average credit card debt in Waterford is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in Waterford

^ Based on overall PA data, the credit card delinquency rate in Waterford is approximately 0.54%. ^[2]

Credit Scores in Waterford

^ The average credit score in Waterford is approximately 709, based on collective Pennsylvania data. ^[3]

Waterford, PA Credit Card & Personal Finance Statistics

Waterford Credit Card Debt

Credit Card Debt in Waterford
- The estimated average credit card debt for Waterford residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Waterford Credit Card Calculator

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Waterford Credit Scores

Credit Scores in Waterford
- Residents of Waterford, PA have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More Waterford, PA Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Waterford cardholders that are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in Waterford ^[4]
- Waterford (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Additional information about Pennsylvania

About Waterford

Waterford is a borough located in Erie County in the state of Pennsylvania, and has a population of approximately 1,517. ^[6]

Waterford Credit Cards

For more information about Waterford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in PA

ZIP Codes in Pennsylvania

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau