Waterford, PA Credit Card & Personal Finance Statistics
Waterford Credit Card Debt
- Credit Card Debt in Waterford
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- The estimated average credit card debt for Waterford residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Waterford Credit Card Calculator
Waterford Credit Scores
- Credit Scores in Waterford
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- Residents of Waterford, PA have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More Waterford, PA Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
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- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Waterford cardholders that are more than 90 days late on payments
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- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in Waterford [4]
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- Waterford (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Pennsylvania
About Waterford
Waterford is a borough located in Erie County in the state of Pennsylvania, and has a population of approximately 1,517. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Pennsylvania State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau