Comprehensive Local Credit Card Guide

Houtzdale Credit Cards

Credit Card Debt in Houtzdale

^ Average credit card debt in Houtzdale is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in Houtzdale

^ Based on overall PA data, the credit card delinquency rate in Houtzdale is approximately 0.54%. ^[2]

Credit Scores in Houtzdale

^ The average credit score in Houtzdale is approximately 709, based on collective Pennsylvania data. ^[3]

Houtzdale, PA Credit Card & Personal Finance Statistics

Houtzdale Credit Card Debt

Credit Card Debt in Houtzdale
- The estimated average credit card debt for Houtzdale residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Houtzdale Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Houtzdale Credit Scores

Credit Scores in Houtzdale
- Residents of Houtzdale, PA have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More Houtzdale, PA Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Houtzdale cardholders that are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in Houtzdale ^[4]
- Houtzdale (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Additional information about Pennsylvania

About Houtzdale

Houtzdale is a borough located in Clearfield County in the state of Pennsylvania, and has a population of approximately 797. ^[6]

Houtzdale Credit Cards

For more information about Houtzdale credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in PA

ZIP Codes in Pennsylvania

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau