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Comprehensive Local Credit Card Guide

Ferndale Credit Cards

Credit Card Debt in Ferndale

^ Average credit card debt in Ferndale is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Ferndale

^ Based on overall PA data, the credit card delinquency rate in Ferndale is approximately 0.54%. [2]

Credit Scores in Ferndale

^ The average credit score in Ferndale is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Ferndale, PA Credit Card & Personal Finance Statistics

Ferndale Credit Card Debt


  • Credit Card Debt in Ferndale
    • The estimated average credit card debt for Ferndale residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Ferndale Credit Card Calculator


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Ferndale Credit Scores


  • Credit Scores in Ferndale
    • Residents of Ferndale, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Ferndale, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ferndale cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ferndale [4]
    • Ferndale (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Ferndale

Ferndale is a borough located in Cambria County in the state of Pennsylvania, and has a population of approximately 1,636. [6]

PA Credit Cards

Ferndale Credit Cards

For more information about Ferndale credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau