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Comprehensive Local Credit Card Guide

Albany Credit Cards

Credit Card Debt in Albany

^ Average credit card debt in Albany is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Albany

^ Based on overall OR data, the credit card delinquency rate in Albany is approximately 0.45%. [2]

Credit Scores in Albany

^ The average credit score in Albany is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Albany, OR Credit Card & Personal Finance Statistics

Albany Credit Card Debt


  • Credit Card Debt in Albany
    • The estimated average credit card debt for Albany residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Albany Credit Card Calculator


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Albany Credit Scores


  • Credit Scores in Albany
    • Residents of Albany, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Albany, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Albany cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Albany [4]
    • Albany (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Oregon

About Albany

Albany is a city located in Linn County in the state of Oregon, and has a population of approximately 50,158. [6]

OR Credit Cards

Albany Credit Cards

For more information about Albany credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in OR

ZIP Codes in Oregon


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau