Credit Card & Personal Finance Statistics in 97038
Credit Card Debt in 97038
- 97038 Credit Card Debt
-
- The estimated average credit card debt for 97038 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97038
97038 Credit Scores
- Credit Scores in 97038
-
- Residents of 97038 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97038 (Molalla, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97038 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97038 [4]
-
- 97038 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97038 (Molalla, OR)
Recent credit card complaints originating from consumers in 97038, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97038
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
6 |
Closing on a mortgage |
1 |
Managing an account |
1 |
Opening an account |
1 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97038
97038 is associated with the city of Molalla, which is located in Clackamas County in the state of Oregon. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax