Spencer, OK Credit Card & Personal Finance Statistics
Spencer Credit Card Debt
- Credit Card Debt in Spencer
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- The estimated average credit card debt for Spencer residents is $4,854. [1]
- Average credit card debt amount in Oklahoma (all cities) is
2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]
Spencer Credit Card Calculator
Spencer Credit Scores
- Credit Scores in Spencer
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- Residents of Spencer, OK have an estimated average credit score of 681. [3]
- The average credit score in Oklahoma (all cities) is
2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]
More Spencer, OK Credit Stats
- Credit card delinquency rates in Oklahoma [2]
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- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that
is 21% greater than the national average of 0.57%.
- Spencer cardholders that are more than 90 days late on payments
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- Oklahoma Rate: 0.69%
- National Average: 0.57%
- Statute of limitations for credit card debt in Spencer [4]
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- Spencer (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years
Additional information about Oklahoma
About Spencer
Spencer is a city located in Oklahoma County in the state of Oklahoma, and has a population of approximately 3,912. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Oklahoma State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
