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Comprehensive Local Credit Card Guide

Optima Credit Cards

Credit Card Debt in Optima

^ Average credit card debt in Optima is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in Optima

^ Based on overall OK data, the credit card delinquency rate in Optima is approximately 0.69%. [2]

Credit Scores in Optima

^ The average credit score in Optima is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Optima, OK Credit Card & Personal Finance Statistics

Optima Credit Card Debt


  • Credit Card Debt in Optima
    • The estimated average credit card debt for Optima residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Optima Credit Card Calculator


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Optima Credit Scores


  • Credit Scores in Optima
    • Residents of Optima, OK have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More Optima, OK Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Optima cardholders that are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Optima [4]
    • Optima (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Oklahoma

About Optima

Optima is a town located in Texas County in the state of Oklahoma, and has a population of approximately 356. [6]

OK Credit Cards

Optima Credit Cards

For more information about Optima credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in OK

ZIP Codes in Oklahoma


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau