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Comprehensive Local Credit Card Guide

Credit Cards in 74366 (Spavinaw, OK)

Credit Card Debt in 74366

^ Average credit card debt in 74366 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74366

^ Based on overall Oklahoma data, the credit card delinquency rate in Spavinaw is approximately 0.69%. [2]

Credit Scores in 74366

^ The average credit score in Spavinaw is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74366

Credit Card Debt in 74366


  • 74366 Credit Card Debt
    • The estimated average credit card debt for 74366 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74366


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74366 Credit Scores


  • Credit Scores in 74366
    • Residents of 74366 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74366 (Spavinaw, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74366 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74366 [4]
    • 74366 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74366 (Spavinaw, OK)

Recent credit card complaints originating from consumers in 74366, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74366

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74366

74366 is associated with the city of Spavinaw, which is located in Mayes County in the state of Oklahoma. [6]

OK Credit Cards

74366 Credit Cards

For more information about 74366 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74366

6. ^ United States Census Bureau