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Comprehensive Local Credit Card Guide

Credit Cards in 73131 (Oklahoma City, OK)

Credit Card Debt in 73131

^ Average credit card debt in 73131 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 73131

^ Based on overall Oklahoma data, the credit card delinquency rate in Oklahoma City is approximately 0.69%. [2]

Credit Scores in 73131

^ The average credit score in Oklahoma City is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 73131

Credit Card Debt in 73131


  • 73131 Credit Card Debt
    • The estimated average credit card debt for 73131 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 73131


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73131 Credit Scores


  • Credit Scores in 73131
    • Residents of 73131 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 73131 (Oklahoma City, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 73131 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 73131 [4]
    • 73131 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 73131 (Oklahoma City, OK)

Recent credit card complaints originating from consumers in 73131, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 73131

Complaint Issue Number of Complaints*
Improper use of your report 3
Written notification about debt 2
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 73131

73131 is associated with the city of Oklahoma City, which is located in Oklahoma County in the state of Oklahoma. [6]

OK Credit Cards

73131 Credit Cards

For more information about 73131 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 73131

6. ^ United States Census Bureau