Credit Card & Personal Finance Statistics in 45505
Credit Card Debt in 45505
- 45505 Credit Card Debt
-
- The estimated average credit card debt for 45505 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45505
45505 Credit Scores
- Credit Scores in 45505
-
- Residents of 45505 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45505 (Springfield, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45505 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45505 [4]
-
- 45505 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45505 (Springfield, OH)
Recent credit card complaints originating from consumers in 45505, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45505
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
61 |
| Problem with a company's investigation into an existing problem |
48 |
| Improper use of your report |
24 |
| Fees or interest |
4 |
| Managing an account |
3 |
| Other |
10 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45505
45505 is associated with the city of Springfield, which is located in Clark County in the state of Ohio. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
