Comprehensive Local Credit Card Guide

Credit Cards in 45223 (Cincinnati, OH)

Credit Card Debt in 45223

^ Average credit card debt in 45223 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45223

^ Based on overall Ohio data, the credit card delinquency rate in Cincinnati is approximately 0.57%. ^[2]

Credit Scores in 45223

^ The average credit score in Cincinnati is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45223

Credit Card Debt in 45223

45223 Credit Card Debt
- The estimated average credit card debt for 45223 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45223

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45223 Credit Scores

Credit Scores in 45223
- Residents of 45223 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45223 (Cincinnati, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45223 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45223 ^[4]
- 45223 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45223 (Cincinnati, OH)

Recent credit card complaints originating from consumers in 45223, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45223

Complaint Issue	Number of Complaints*
Incorrect information on your report	31
Improper use of your report	21
Problem with a credit reporting company's investigation	17
Problem with a company's investigation into an existing problem	14
Managing an account	3
Other	17

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45223

45223 is associated with the city of Cincinnati, which is located in Hamilton County in the state of Ohio. ^[6]

45223 Credit Cards

For more information about 45223 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45223

6. ^ United States Census Bureau