Comprehensive Local Credit Card Guide

Credit Cards in 44705 (Canton, OH)

Credit Card Debt in 44705

^ Average credit card debt in 44705 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44705

^ Based on overall Ohio data, the credit card delinquency rate in Canton is approximately 0.57%. ^[2]

Credit Scores in 44705

^ The average credit score in Canton is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44705

Credit Card Debt in 44705

44705 Credit Card Debt
- The estimated average credit card debt for 44705 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44705

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44705 Credit Scores

Credit Scores in 44705
- Residents of 44705 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44705 (Canton, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44705 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44705 ^[4]
- 44705 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44705 (Canton, OH)

Recent credit card complaints originating from consumers in 44705, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44705

Complaint Issue	Number of Complaints*
Incorrect information on your report	24
Improper use of your report	19
Problem with a company's investigation into an existing problem	6
Problem with a credit reporting company's investigation	3
Dealing with your lender or servicer	2
Other	8

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44705

44705 is associated with the city of Canton, which is located in Stark County in the state of Ohio. ^[6]

44705 Credit Cards

For more information about 44705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44705

6. ^ United States Census Bureau