Comprehensive Local Credit Card Guide

Credit Cards in 44105 (Cleveland, OH)

Credit Card Debt in 44105

^ Average credit card debt in 44105 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44105

^ Based on overall Ohio data, the credit card delinquency rate in Cleveland is approximately 0.57%. ^[2]

Credit Scores in 44105

^ The average credit score in Cleveland is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44105

Credit Card Debt in 44105

44105 Credit Card Debt
- The estimated average credit card debt for 44105 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44105

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

44105 Credit Scores

Credit Scores in 44105
- Residents of 44105 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44105 (Cleveland, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44105 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44105 ^[4]
- 44105 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44105 (Cleveland, OH)

Recent credit card complaints originating from consumers in 44105, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44105

Complaint Issue	Number of Complaints*
Incorrect information on your report	403
Improper use of your report	369
Problem with a credit reporting company's investigation	86
Problem with a company's investigation into an existing problem	61
Attempts to collect debt not owed	34
Other	107

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44105

44105 is associated with the city of Cleveland, which is located in Cuyahoga County in the state of Ohio. ^[6]

44105 Credit Cards

For more information about 44105 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44105

6. ^ United States Census Bureau